I've been in btc for 5 years. I'm not a maxi.
I find it wild that there are people who make 250k+ a year, consider themselves educated (either through life or school, preference on school), consider themselves conservative (don't want to be high risk takers), and haven't purchased at least .5 -1 btc.
Even if you think btc is an utter scam, don't you think: there is huge risk in me not owning one?
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